Totum · Buyer–Supplier Finance Network
Finance work,
moving together.
From invoice to settlement, Totum helps your team and finance agents act on verified information.
01 / 05 · Shared transaction
Bring it together
Match the invoice to its purchase order.
One transaction. The right records from both sides.
Each company shares the records it owns.
TTransaction workspace
Invoice match · INV-0412
Records, side by side
BuyerExample Manufacturing
SupplierSample Components Ltd
Supplier-shared invoiceINV-0412 · €18,420.00
Buyer-shared purchase orderPO-2398 · €18,240.00
✓ Records linkedA €180 difference is visible for review.
Buyer record · shared
Supplier invoice · shared
02 / 05 · Evidence check
Spot what needs attention
See what matches, what’s missing and what needs review.
Verified facts stay clear. Open questions stay visible.
Totum separates confirmed data from uncertainty.
TEvidence review
Check before moving on
What matches. What doesn’t.
Invoice numberINV-0412 · PO-2398
MATCHTotal amountInvoice €18,420 · PO €18,240
REVIEWDelivery confirmationNo delivery note attached yet
MISSINGNeeds attention
Example transaction2 items
One amount difference and one missing document.
✓ 1 verified match2 OPEN Nothing is treated as resolved until the evidence supports it.
€180.00 · amount to review
Delivery note · not yet shared
03 / 05 · Shared resolution
Resolve the difference
Share evidence with the right people.
The request, the response and the supporting record stay together.
Both sides can see who shared what, and when.
TTransaction activity
Resolve · amount variance
A clear trail from question to evidence
B
Buyer asks for line-item support
10:14“Could you confirm the additional €180 on line 3?”
S
Supplier shares delivery evidence
10:38Delivery note attached to the transaction.
delivery-note-0412.pdfShared by supplier · linked to line 3
!
Buyer review still required
OpenThe evidence is available. The amount decision remains with the buyer.
Evidence linked · line 3
04 / 05 · Terms proposal
Agree on payment
Review and respond to proposed terms or discounts.
An offer is a proposal until the other company accepts it.
The proposer, recipient and current status are explicit.
TPayment terms
Example offer · no live payment action
A term change both sides can review
Buyer proposes
2% discount for early payment
Pay within 10 days to receive the discount. Otherwise, the existing net 30 terms remain.
2%early-payment discount
FromExample Manufacturing · Buyer
Sent toSample Components · Supplier
Current termsNet 30
Offer statusAwaiting supplier response
Supplier responseNot yet accepted
Proposed · awaiting response
05 / 05 · Shared status
Know where it stands
Track approval, payment and settlement.
One shared view of what is complete and what comes next.
Talk to TotumTSettlement overview
Invoice INV-0412 · €18,420.00
From approval to settlement
✓BuyerApproved
✓SupplierTerms accepted
✓BuyerPayment sent
✓VerifiedSettlement matched
Invoice and POMatched
Evidence reviewApproved by buyer
PaymentSent · €18,420.00
Latest verified statusSettlement confirmed
✓ CompleteBoth companies · aligned